Whether you are fresh out of college, a micro-entrepreneur or a professional in your 20s, the longing for a fairly good lifestyle is common. However, that lifestyle you wish for cannot be sustained by many unless there is a steady flow of cash and you also have the funds saved…

Your credit report is probably the last thing you would like to read. But, you must. Because there is a good chance that some of the information in your credit report is wrong. The wrong information in your credit report can act as red flags, making the lenders think twice…

Quick personal loans are common these days. With instant personal loan platforms available today, this trend is gaining momentum every day. Personal loans are unsecured and can be availed of easily. This is why a larger number of borrowers find themselves going for these loans to procure funds for their…

In today’s ‘online first’ ecosystem, digital gold has gained a lot of traction owing to the multiple benefits of investing in them. However, if you are yet to buy digital gold on a platform like SmartCoin, you don’t need to worry; we’ll take a look at how it is done. …

Many people spend their lives surviving on paycheck to paycheck, it is an unhealthy way of living that only breeds stress and anxiety. Though your monthly salary may be able to cover your daily expenses, financial emergencies of any kind can take a considerable toll on your financial health if…

If you think loan settlement is a positive development for your credit score and is the same as loan closure, then you are mistaken. They are both different terms, that impact the credit score very differently. We will break this down and explain it better — when you pay your…

Microfinancing can work wonders in countries that have a huge population of underserved and under banked people who are traditionally excluded from financial access. The reasons of this exclusion range from absence of credit histories, subpar credit scores, lack of documentation and identity proof, etc. …

The Indian obsession with gold is no surprise. And over time, people have turned to the precious yellow metal for investment. No wonder that up until 2012, many lenders even offered loans specifically for gold investments. However, since RBI’s blanket ban on lending institutions in 2012, one cannot avail of…

Travel loans are a quick and easy way to finance your travel plans. You can get the funding instantly with minimal documentation and easy-to-meet eligibility criteria. These features make taking a personal loan for travel appealing, both for planned and unplanned trips. These loan covers a range of expenses such…